What does your car insurance cover?

We offer four different comprehensive car insurance plans, which provide different levels of cover. We offer:

  • Prima Essentials: Our lightest cover plan. 
  • Prima: Our standard cover.
  • Prima Plus: Our enhanced cover plan. 
  • Prima Premier: Our highest level of protection.

Check out the table below for a summary of what’s included with each plan.

  Prima Essentials Prima Prima Plus Prima Premier

Your car 

 

✔ ✔ ✔ ✔

Third party injury and property damage 

 

✔ ✔ ✔ ✔

Courtesy car during repairs

 

✔ ✔ ✔ ✔

Lost and stolen car keys

 

✔ ✔ ✔ ✔

Driving abroad in the EU

 

✔ ✔ ✔ ✔

Driving other cars

 

✔ ✔ ✔ ✔

Audio, visual and electronic equipment

 

✔ ✔ ✔ ✔

Personal belongings 

 

✔

Up to £250

✔

Up to £250

✔

Up to £500

✔

Up to £1K 

Personal accident

 

✔

Up to £2.5K

✔

Up to £5k

✔

Up to £5K

✔

Up to £5K

Windscreen and glass damage

 

Х ✔ ✔ ✔

Child seats

 

Х ✔ ✔ ✔

Uninsured driver promise 

 

Х ✔ ✔ ✔

Vandalism promise

 

Х Х ✔ ✔

Motor legal cover 

 

Х

Optional add-on

Х

Optional add-on 

✔

Included

✔

Included

RAC Roadside breakdown cover

 

Х

Optional add-on

Х

Optional add-on

Х

Optional add-on

✔

Included

 


 

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