Am I covered to drive someone else’s car?

If you're a Prima policyholder (not an additional driver), you're covered to drive someone else's car.

This is so long as you meet all the conditions set out in your Policy Wording. 

For example, you’re only covered to drive someone else’s car if:

• You were aged 25 or over when your policy started
• Your certificate of motor insurance says you can drive other cars
• The other car is not owned by you or your partner
• You or your partner have not hired it or got it under any other financial agreement
• You're not test driving the car
• You have permission from the owner
• The car is roadworthy, insured and registered in the UK
• You still have legal use of your own car

For the full list of conditions, please check your Policy Wording, which we emailed to you when you took out your Prima cover. 

This kind of cover is often known as driving other cars (DOC) cover. 

Just so you know, DOC cover is third party only. This means that, if you're involved in an accident that’s your fault, you're only covered for damages to the other person (the third party) and their car or property. You're not covered for damages to yourself or the car that you’re driving.