Am I covered if my personal belongings are damaged or stolen?

With Prima, you’re covered for up to £250 if your personal belongings are damaged or lost as a result of an accident, fire or theft in your car. We’ll also pay to replace any child seats – up to £250 per seat.

But while we try to cover all the important stuff, sadly we can’t cover damaged or lost:

• Money
• Credit or debit cards 
• Stamps, tickets and vouchers
• Documents
• Goods or samples carried for any trade or business

You also won’t be covered if your personal belongings are stolen while your car’s left unlocked or with the keys inside.