What if I want to use my car for business too?

A lot of us use our personal car to get to and from one fixed place of work. This is known as commuting. 

But you might also use your personal car to: 

• Drive to, from or between multiple places of work
• Attend business meetings, training or conferences elsewhere

If this is the case, you'll need to add business use to your Prima car insurance policy. 

How to add business use

You can add business use when you get a quote with us.

Or, if you already have a Prima policy, simply contact us to add it.

Just so you know, adding business use might increase your premium. But it's important that you're honest with us about how you use your car. Otherwise, it could invalidate your policy, meaning you won't be covered if you have an accident. 

Business use isn't the same as commercial car insurance

Like we said, business use is for those who want to use their personal car to travel to more than one place for work. It's not the same as commercial car insurance, which is for those who need their car to actually do their job (like taxi or delivery drivers). 

So business use won't cover you to:

• Make business deliveries 
• Make door-to-door sales 
• Run business errands
• Let other employees drive your car

For now, we don’t provide commercial car insurance at Prima. If you need it, you'll need to look for a specialist provider elsewhere.